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What is The Money Habit?

Mar 14, 2026

B.Y.O.B. | Brewing Your Own Business | 107th Edition | What is The Money Habit?

Caffeinate Your Cash Flow

The Money Habit (TMH) is a personal finance system created by Mike Michalowicz that translates the foundational behavioral principles behind Profit First to household money. TMH works directly at the bank level using purpose-driven accounts to align with how people naturally interact with money.

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Weekly Sips of Wisdom

The goal for users of TMH is to achieve financial independence: controlling money instead of being controlled by it.  This essential guide delivers a proven, sustainable approach to financial stability, security, and long-term wealth without forcing you to change who you are.

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Press HERE to Watch a Video on with Mike Michalowicz on The Money Habit

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Dream Believe Achieve

“Your primary concern should not be how to come into more money; it should be how to manage the money you are already coming into more effectively starting today.”
~ Mike Michalowicz
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