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How to Tackle Debt with The Money Habit

May 9, 2026

B.Y.O.B. | Brewing Your Own Business | 115th Edition | Tackling Debt

Caffeinate Your Cash Flow

Learning how to tackle debt starts with one important step: stop making it worse. Before you can sort out the tangled mess of financial problems, you have to stop adding to it. This isn’t just a financial truth; it’s a life truth. Debt works the same way.  You can’t start sorting it out until you stop making it worse.
The Money Habit gives you the confidence to face what you’re avoiding:
HOW MUCH DO YOU OWE?
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Weekly Sips of Wisdom

You’re already well on your way to getting a handle on your debt. Start paying down your old debt using one or a combination of the human-wired techniques.
Phase I: The Debt Freeze Method
Phase II: The Debt Snowball Method
Phase III: The Debt Avalanche Method
Mike Michalowicz
Money Habit 
Chapter 6
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Dream Believe Achieve

“Pay off your debt first.  Freedom from debt is worth more than any amount you can earn.”
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