How to Use The Money Target

How to Use The Money Target

  Caffeinate Your Cash Flow The Money Target gives you a practical roadmap for managing your money with more confidence. Find your tier, based on take-home, usable income and match it to your season. Once you have your tier and your season, these are your coordinates!...
Money Target Allocations Explained

Money Target Allocations Explained

Caffeinate Your Cash Flow Money target allocations provide a simple way to determine exactly what percentage of your income should be directed into each of your five bank accounts. The Money Target chart is based on what financially fit people do at all different...
What Financial Season are You in?

What Financial Season are You in?

Caffeinate Your Cash Flow What financial season are you in? One of the reasons many financial habits don’t stick is that life is not static.  Our needs and goals change as we make big life decisions. Like the winter melting into spring, we move from one...
Who is the Money Habit Best Suited For?

Who is the Money Habit Best Suited For?

Caffeinate Your Cash Flow Who is The Money Habit best suited for? We have found that The Money Habit works for all people who want a better, simpler way to manage their money; the “gateway” is entrepreneurs and business owners.  This is because their personal finances...
How is the Money Habit Different?

How is the Money Habit Different?

Caffeinate Your Cash Flow How is The Money Habit different? Most traditional systems rely heavily on willpower, discipline, or constant tracking. The Money Habit works differently: It’s behavior-based, not discipline-based. It works with existing habits, not against...
What is The Money Habit?

What is The Money Habit?

Caffeinate Your Cash Flow What is The Money Habit? The Money Habit (TMH) is a personal finance system created by Mike Michalowicz that translates the foundational behavioral principles behind Profit First to household money. TMH works directly at the bank level using...
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