by Kim Logsdon | Apr 18, 2026 | Newsletters
Caffeinate Your Cash Flow Find your tier, based on take-home, usable income and match it to your season. Once you have your tier and your season, these are your coordinates! Follow them like you would directions on a map. Then allocate percentages to your...
by Kim Logsdon | Apr 11, 2026 | Newsletters
Caffeinate Your Cash Flow The Money Target is a simple chart used to identify exactly what percentage of your income to allocate to each of your five bank accounts. The chart is based on what financially fit people do at all different levels of income and in...
by Kim Logsdon | Apr 4, 2026 | Newsletters
Caffeinate Your Cash Flow One of the reasons many financial habits don’t stick is because life is not static. Our needs and goals change as we make big life decisions. Like the winter melting into spring, we move from one financial season into another. So we...
by Kim Logsdon | Mar 28, 2026 | Newsletters
Caffeinate Your Cash Flow We have found that The Money Habit works for all people who want a better, simpler way to manage their money, the “gateway” is entrepreneurs and business owners. This is because, their personal finances directly affect business performance;...
by Kim Logsdon | Mar 21, 2026 | Newsletters
Caffeinate Your Cash Flow Most traditional systems rely heavily on willpower, discipline, or constant tracking. The Money Habit works differently: It’s behavior-based, not discipline-based. It works with existing habits, not against them. In other words, deploying TMH...
by Kim Logsdon | Mar 14, 2026 | Newsletters
Caffeinate Your Cash Flow The Money Habit (TMH) is a personal finance system created by Mike Michalowicz that translates the foundational behavioral principles behind Profit First to household money. TMH works directly at the bank level using purpose-driven accounts...
